Hypercom T8 terminals grant merchants access to cost-effective, point-of-sale devices which combine a sensible user interface and high-performance communications. The Hypercom T8 terminal reduces operating costs and improves service quality to customers in the point of sale environment. Its 35 pre-programmed keys allow for single stroke, hot-key function activation for a wide range of draft capture, debit, and check verification transactions. The T8 also enables entry of alpha data with single keystrokes. Faster dial access response times and reduced communication costs ensure lower operating costs with the T8.